The focus of Zenith is not to become the biggest mortgage company, where you are just a number, but to build the best mortgage company for our employees, clients, and customers. With a strong belief in the American dream of homeownership, Zenith provides the necessary resources and tools to make purchasing a home an exciting and proud time in a person’s life.
Choosing a purchase loan product that matches your goals, and making sure you get the best rate and product for your given scenario can be overwhelming. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment. Another option is a cash-out refinance, which allows you to take cash out of your home from you equity to consolidate debt, remodel your home, pay for higher education, or simply have a nest egg. Choosing a refinance product that matches your goals is an important step in securing your financial future. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th.
First Time Home Buyer
At Zenith, we LOVE working with first time homebuyers. Our team has been helping people realize their dreams of homeownership for decades and it’s something we take great pride in. There are a host of different loan programs available for first time buyers and they each have different options to help you achieve your homeownership goals. Most of our first time homebuying options can get you into a home for as little as $1,000 at closing.