Effective Date: July, 2025
Last Updated: July, 2025
Welcome to ZenithHomeLoans.com (“Website”), owned and operated by Zenith Home Loans, LLC (“Zenith,” “we,” “our,” or “us”). By accessing or using this Website, you agree to these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree, please do not use our Website or services.
1. Eligibility
This Website is intended for use by individuals who are 18 years or older and legally capable of entering binding agreements. By using this Website, you represent and warrant that you meet these eligibility requirements.
2. Our Services
Zenith Home Loans provides information, tools, and resources to help you explore mortgage and loan options, submit applications, and connect with loan specialists. All loan offers are subject to qualification, credit approval, and availability. We reserve the right to change or discontinue any service at any time without prior notice.
3. No Guarantee of Loan Approval
Submitting an application or using our tools does not guarantee loan approval or any specific loan terms. All loan programs are subject to underwriting approval, program guidelines, and applicable laws.
4. User Responsibilities
You agree to:
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Provide accurate and current information during the application process.
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Use the Website only for lawful purposes.
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Refrain from attempting unauthorized access to our systems or interfering with Website functionality.
Misuse of this Website may result in termination of access and possible legal action.
5. Intellectual Property
All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of Zenith Home Loans or its licensors. You may not copy, modify, distribute, or exploit any content without our express written permission.
6. Third-Party Links and Tools
Our Website may include links to third-party websites or use third-party tools to assist with loan applications. Zenith is not responsible for the content, security, or privacy practices of these external sites or tools. Use them at your own risk.
7. Disclaimer of Warranties
The Website and all content are provided “as is” and “as available.” Zenith makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of any information on the Website.
8. Limitation of Liability
Zenith Home Loans shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Website or services, even if advised of the possibility of such damages.
9. Indemnification
You agree to indemnify and hold harmless Zenith Home Loans, its affiliates, officers, directors, employees, and agents from any claims or damages resulting from your violation of these Terms or misuse of the Website.
10. Updates to Terms
We may update these Terms periodically. Changes will take effect immediately upon posting to the Website. Continued use of the Website signifies acceptance of the updated Terms.
11. Governing Law
These Terms are governed by the laws of the State of Colorado, without regard to its conflict of law principles. Any legal action or proceeding arising out of these Terms shall be brought exclusively in state or federal courts located in Denver, Colorado.
12. Contact Information
For questions about these Terms, please contact us:
Zenith Home Loans, LLC
7400 E Crestline Circle, Suite 200
Greenwood Village, CO 80111
Phone: (888) 506-0255
Email: [email protected]
